On this episode of The Cost of Everything we take a closer look at the cost of credit-card ownership, which usually ends up with customers unable to pay off credit-card debt. Host Christy Ai and finance expert Todd ‘Bubba’ Horwitz analyze why credit-card debt is so high in the United States, especially among Generation Z, and how instant gratification comes at a high cost. Also, how can credit cards be a double-edged sword?