Credit card loans are a form of borrowing that allows you to borrow money using your credit card. While it may seem like an easy way to access cash quickly, it's important to understand the associated risks. Credit card loans usually come with high interest rates, especially if you carry a balance for an extended period of time. Additionally, borrowing more than you can afford to repay can damage your credit score. It's wise to carefully assess whether taking out a credit card loan is the best financial option for you.
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