Car Accidents Lawyers Near Me

In the United States, car accidents are the main cause of injury and death. They can be devastating for the victims and their families both emotionally and physically.

If someone else's negligence results in a car crash the victim may be entitled to compensation. This process is complex and requires an attorney to investigate the accident scene, collect evidence and bargain with insurance companies.

Insurance Coverage

It is important to know your rights to compensation if you have been injured or have suffered property damage in an accident. One of the primary sources of financial recovery is insurance. Your insurance policy may provide for medical costs as well as repairs or replacements for damaged vehicles, and loss of income during the process of recovery. However, your insurance company will only pay up to the policy limits.

If your injuries are serious or require a significant amount of ongoing medical care your insurance coverage may not be enough to cover the costs. In these cases, a lawsuit may offer you the chance of recovering more funds to cover your losses.

The best way to ensure you receive the financial settlement you deserve after an accident is to employ an experienced New York City car accident attorney. Our team at The Law Offices of Benjamin Disraeli fights to defend your rights and maximize your compensation regardless of what kind of insurance coverage you have.

A lawsuit can also help you obtain damages for pain and suffering that aren't covered by your insurance company. These kinds of losses can be very real and you should be compensated for your pain and loss as well as emotional distress.



Insurance companies have the "duty to defend" that is contractual. This is a part of your liability insurance policy. It implies that the insurance company will provide a lawyer if you are sued for damages from an auto accident. This is beneficial because it means you won't have to pay for your own legal defense.

This is especially helpful in the case of hit-and-run accidents where the other driver may not have any coverage. In such instances, your Personal Injury Protection or Uninsured Motorists (UM) coverage will cover your medical costs and other losses, while the at-fault motorist's policy is paid.

You must contact your insurance provider within a predetermined time period after an accident. This time period could be as short as five or ten days, subject to the terms of your policy. If you do not, the insurer could revoke your policy and refuse to cover you or provide an attorney if you are sued.

Statute of limitations

The statute of limitation is a law that defines the time limit you must file an action against a business or a person following a specific incident. https://www.youtube.com/watch?v=PA1gE6qlpyY could affect the time you have to file a personal injury or wrongful death lawsuit, as well as the amount of damages you will receive.

Typically, the statute of limitations is three years from the date of the accident in New York, but there are exceptions to this rule. In cases involving wrongful deaths the statute of limitations may be longer. It's important to get in touch with a car wreck lawyer near me immediately to ensure all deadlines are adhered to.

If you don't meet the deadline the claim is almost certain to be rejected and time-barred. The odds of winning are nearly zero, unless you have a rare exception.

The court will probably never be able to hear your case if don't file your personal injury suit within three years from the date of your accident. That's the same for any car accident-related lawsuit whether it's a claim for injuries to you or your loved one, or the repair or replacement of your vehicle or any other property damaged by the accident.

Another significant exception to the statute of limitations is if you're an under-age person at the time of your accident. Particularly, in the context of "tolling," which is a legal concept that means courts treat minors as when they were adults at the time of their accident, the statute limitations is paused until the person reaches the age of 18 in order to file a claim.

This could be a major problem if you're trying make a claim for personal injury against an insurance company. Since the adjuster for insurance knows that you're not able to sue outside of the statute of limitations and therefore, it can be a challenge to negotiate a fair settlement on your behalf. This can lead to you spending time, money, and resources on a lawsuit which may not have been needed in the first place.

Comparative Fault

In the event of a car accident it is essential to determine who was at fault. Depending on your state an attorney for car accidents can help you determine who is responsible and who you should sue to recover compensation.

The majority of states have a system of comparative negligence, which means every party could be awarded damages dependent on the extent of their involvement in the incident. This can be good for drivers as it allows them to receive compensation for losses or injuries.

However, there are certain issues with this system, which is why it is suggested that you employ a seasoned car accident lawyer to defend your right to get compensation for your losses. These attorneys can ensure that you stand the best chances of getting a fair settlement from the driver who was at fault.

If the at-fault driver has no insurance the victim will be required to pay for your medical bills and other expenses out of your own pocket. This can quickly add up particularly if your injuries are serious.

There are a few states that have a pure comparative fault system that permits all parties involved in the collision to recover damages even if they're 100 percent accountable for the crash. Thirteen states including California, Florida and other states, utilize this kind of system.

But the downside is that you'll be only able to claim a small amount of damages. That's because this type of system relies on the courts to decide which percentage of blame was given to the various parties involved in the crash.

This means that if you are found to be 80 percent at fault for the crash, you may only recover 40 percent of your financial damages. This could be an issue if the crash caused you to suffer serious injuries or lose a lot of work time.

There are other systems of comparative negligence that allow drivers to claim damages even if their fault is just an insignificant portion. They include contributory negligence pure comparative fault, and modified comparative fault.

Hire an Attorney

There are numerous reasons to hire an accident attorney after being injured in a car accident. A lawyer can help you make a claim with your insurance company, negotiate with the insurance company of the other driver company on your behalf, or even pursue a personal injury suit against the other driver.

Based on the severity of your injury, compensation may be needed to cover suffering and pain. There may also be compensation for medical expenses and lost wages, as well as other damages. A skilled lawyer will know how much you should be asking for in order to ensure that you do not accept less than you should.

An attorney who handles car accidents can assist you in negotiating with insurance companies to ensure you receive fair compensation. Your lawyer can present your case in court if your insurance provider denies you or offers a settlement that does not fully pay for your damages.

An experienced attorney can help you determine which laws are applicable to your case, and how local courts interpret them. This knowledge will allow you to reduce time spent on paperwork and research while you focus on recovering from injuries.

You can also use them to calculate damages like medical expenses or lost income as well as a diminished earning potential. This will help you to get the cash you need to cover damages and get back from injuries.

If your injuries are severe and severe, you may require a high level of compensation to cover doctor's appointments, surgery and physical therapy, as well as prescription medications. These damages can assist you with the long-term consequences of your injuries, including chronic pain and mental suffering.

A lawyer will establish that the driver who caused the accident was liable for your financial losses and injuries. This can be a challenge, as many factors go into determining fault.

As soon as possible you should call an attorney. This will allow them to investigate your case, collect evidence and discuss with the insurance company of the other party on your behalf.

The top car accident lawyers near me will have an impressive history of fighting for rights of the victims. They be able to obtain large settlements and verdicts when insurance companies try to decrease the value of your claim.